The Boy Who Didn't Like Money
Awakening
On a sweltering August afternoon, the clatter of jackhammers blasted through the open dinette window. I sat in the hallway next to the only phone in my parents’ Brooklyn tenement. Their apartment had no air conditioning – never did, never would – and my backside stuck to the vinyl seat cover of the telephone chair. The black rotary phone rang. I looked down at the dusty piece of history and imagined Alexander Graham Bell calling from the great beyond.
I picked up the receiver. “Hello.”
“Hi, Mr. Zachter, it’s Bruce Geary.”
I had no idea who he was.
“Yes.” I was Mr. Zachter, just not the Mr. Zachter he thought he was talking to.
“There is a million dollars in the money market account. I suggest you buy a million dollars worth of Treasuries to maximize the return.”
I was hearing things. No one in my family had that kind of dough. The heat had gotten to me. It must be a misunderstanding. A practical joke. I stared at the river of stains running down the walls from the ceiling. When I had lived here as a child, sleeping in the dinette with my head next to the Frigidaire, the upstairs apartment bathroom had leaked. Some things never change.
But some do.
“Hello, Mr. Zachter, are you there?”
“Yes. This is Mort Zachter. My father is in the hospital. He had colon cancer surgery and won’t be home for a while. Who are you?”
“I’m your uncle’s stockbroker, known him forty years. I’ve been working with your father recently.”
At that moment, my uncle, Harry Wolk, who had moved in with my parents two years before due to his dementia, sat in the living room slowly sinking into an upholstered chair with broken springs, his feet resting on a well-worn patch of carpet. His uncombed hair was more yellow than gray, his face paper white, eye glasses resting on the tip of his nose, his eyes vacant. He needed a shave.
“Mr. Geary, did I understand you correctly? Did you say my uncle has a brokerage account with a million dollars in the money market fund?”
“Yes.”
I let that settle in for a minute. I didn’t know how to respond. Growing up I felt poor: not a homeless, hungry, dressed in rags poor, but a never discussed sense we simply couldn’t afford better. Not better than our one bedroom apartment, not better than vacations in Art Deco dives on Miami Beach only in the summer, and not better than view-obstructed seats behind one of those damn poles at the old Yankee Stadium. At thirty-six, I knew lives of not better than plus a million dollars didn’t add up.
Mr. Geary broke the silence. “Would you like me to send you papers to get signed allowing you power of attorney over the account?”
That was a loaded question if ever I heard one. Would I like financial control over an account with a million dollars?
“Yes, you could mail us those papers.”
Mr. Geary assured me he would mail the papers out that day. I hung up and staggered to the dinette. Uncle Harry slept there now. The ancient Frigidaire that mom had defrosted by hand every few weeks when I was a child had finally been replaced by a self-defrosting GE. I sat at the edge of the bed, my old wood-laminate desk across from me. A deep, jagged crack in the side of the table top ran above one of the legs. One false move and the leg would break off. When I was a kid the table was whole.
Back then, the first thing I would do when I woke up was look out the dinette window. The early morning sunlight would filter through the coarse burlap Mom had sewn for a curtain. Below our second-floor window was the cement courtyard where I played stick-ball, baseball box-ball, and the other street games of Brooklyn. In the fall, the wind would rustle through the leaves of the ailanthus trees that grew in a fenced garden in the back of the courtyard, fertilized by little more than rubbish. Best known as the tree-of-heaven, the ailanthus thrives in poor neighborhoods; it requires only water and sunlight. I would watch the twisted blades of its seeds spiral down like airplane propellers. I loved to pick up those fallen seeds, split them open at the sticky end, and attach one to the bridge of my nose like a rhino’s horn. Yet, whenever I plucked one of those bright green leaves and crushed it in my hand, the rank stench it gave off reminded me of the smell of the monkey’s cage at the Prospect Park Zoo.
Mr. Geary’s call left me pondering a different shade of green. No one in their right mind establishes a brokerage account and keeps a million dollars in the money market portion of the account. Although I had never owned a brokerage account in my life, as a tax accountant, I knew that people kept most of their investments in stocks and bonds – not their money market account. The whole business made no sense. Not unless Uncle Harry had millions invested in stocks and bonds.
And that couldn’t be the case. My two bachelor uncles made my parents look rich. Uncle Harry and his brother, Uncle Joe, had lived like paupers in a housing project on the Lower East Side of Manhattan. They drove a twenty year old Buick that had been rear ended and looked like a giant accordion. For years, they frequented the deeply discounted dental clinic at NYU, where interning students treated them. Well into the Reagan administration, they wore suits dating back to the New Deal. Yet, they owned a brokerage account with at least a million dollars in it. Could they have made millions selling day-old bread? Were they cheap, crazy, or both?
There was no one to ask: Uncle Harry could no longer tell a knife from a fork, Uncle Joe was dead, Dad hospitalized, and Mom doled out information as if it was sugar and the world was in a diabetic coma. If I wanted answers I would have to unearth them on my own. But I knew where to start. Earlier that day, when Mom and I had been visiting Dad in the hospital, he had asked me to empty out Uncle Harry’s post-office box.
“Why does Uncle Harry need a post office box?” I had asked, since, it was the first time I had ever heard of my uncles having one. Dad said only that Uncle Harry received a lot of mail. Mom yelled at me not to ask so many questions.
Now, sitting on my old bed, I watched Mom, Brillo pad in hand, standing at the kitchen sink with her back to me. Her shoulder-length gray hair slowly swayed as she scrubbed the frying pan she had used to make Uncle Harry lunch. The kitchen had no exhaust fan and the air was still heavy with the odor of onions from the tuna fish cakes mom had deep fried. I asked for the keys to Uncle Harry’s post-office box.
She dried her hands on the white dish towel, neatly folded it, placed it on the counter adjacent to the sink, and led me to the night table next to my father’s side of their double bed. She opened the top drawer. Inside, a plastic Baggie contained Uncle Harry’s keys, a black yarmulke, and the Mourner’s Kaddish on a laminated card from a funeral home on Flatbush Avenue. Dad had left the bag for me in case he died. I removed only the keys as the pneumatic drilling started up again.
Back in the dinette, I sat down on my old bed and slid back the burlap curtain. On that summer day in 1994, the courtyard was in shambles. A deconstruction crew chopped away at the concrete with their drills. Ripped from its supports, the garden fence lay on its side in the dirt next to the felled ailanthus trees - my trees-of-heaven.
In the place where I used to play and dream and pretend they were building a parking lot.
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